Hdfc international debit card vs forex card

Thank you for visiting our www. Explore the world like a local with the Multi-Currency Forex card. Load up to 20 foreign currencies, enjoy online reload facility, insurance cover and much more with the card. Experience convenience like never before with instant issuance and activation at branch.

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Terms and conditions apply. Manage your card online with just a few clicks. Save on the cross currency mark up charges applicable on debit and credit card transactions overseas by opting for a Forex card. Activate your free backup card and retrieve lost funds automatically in case of loss, theft or damage. Transactions can be carried out anywhere across the globe using your Forex Card in any currency.

A cross currency mark-up would be charged against the transaction amount. Forex Cards can be applied from any of the Standard Chartered branches across India. Alternatively, you can also reach out to your Relationship Manager to apply for a Forex Card. You can contact Phone Banking or write to us or visit any nearest Standard Chartered branch. You can visit www. You need to write a mail to bankclaims hdfcergo.

The Forex Card is pre-activated to perform Ecommerce transactions once it is loaded with the currency required but you need to ensure that you have completed the first time login process for Customer Portal since the IPIN Customer Portal password is required as the second factor to authenticate such transactions. IPIN is required as a second factor to authenticate Ecommerce transactions. The respective card numbers will be printed on the PINs.

Multi-Currency Forex card is a complete solution to all your Forex needs. This card can support up to 20 currencies. Same card can be used across the globe. When you perform a payment transaction, the debit would take place on the priority as per the grid provided below,. Scenario 1 — If you have sufficient balance in local currency depending on country of transaction then the transaction will be processed using the local currency balances.

Scenario 2 — If the local currency is part of the offered multiple currencies on the card but you do not have sufficient balance in the local currency, however if the you have sufficient balance equivalent to local currency in default currency USD then the transaction will be processed using the balances in the default currency.

Value from the default currency will be converted to local currency using cross currency conversion rate decided by the Bank.

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This rate will be calculated with a markup on the IBR cross currency rate. Scenario 3 — If the local currency is part of the offered multiple currencies on the card but you do not have sufficient balance in local currency as well as default currency USD however if the you have sufficient balance equivalent to local currency in any other currency then the transaction will be processed using the balances from the respective currency. The card will look for balances across all the currencies in following order of priority as decided by the Bank,.

USD 2. GBP 3. EUR 4. SGD 5. AUD 6.

CAD 7. JPY 8. CHF 9. HKD NZD THB ZAR SEK NOK DKK AED This comparison of Travel Card shall help readers make informed decision on choosing the best Foreign Currency Travel Card. So go ahead and explore.

How to Avoid Debit Card Fraud While you are Abroad?

If you need more information or assistance, help us to get in touch with you. At Merchant locations who accept contactless cards, one needs to wave the card at a distance, of say 5cm, from the merchant terminal and the payment is done. Cash withdrawal is available across merchant establishments with a maximum upper limit of Rs.

Both Residents and NREs can apply for this debit card. The internationally valid debit card offers you convenience and privileges on various transactions. The bank offers protection from any financial liability arising from purchase transactions done from your debit card. Ensure you report before 30 days of the loss to the bank.

The maximum cover per card is Rs. Yes World Debit Card is the right choice if you are looking for lifestyle benefits and privileges like complimentary access to domestic airport lounges, discount on movie tickets, passes of golf courses, etc. To avoid any fraudulent activities while travelling abroad, it is important to cautions while using the debit card. Some of the major rules while you must always follow are:. Instead of writing down anywhere, try to memorize your PIN.

CVV number : In the back of your card, there is a 3 digit CVV number, which is very critical information and you should keep it protected. The first thing you should do after getting the debit card is memorize and write it down somewhere and then scratch it or put a sticker. This step will secure your CVV. International debit cards would be extremely beneficial since they are helpful to keep a check on your spending while also allowing you to enjoy cashless transactions across the globe.

A: Yes, these are exclusive cards, and you will need to have a certain amount maintained in your account. Other than that, you must fulfill other criteria as fixed by the bank. The bank decides whether or not it will grant the account holder the international debit card. Thus, all of these cards are exclusive, and giving of the card is entirely up to the respective banks' discretion. A: Yes, all the cards have specific transaction limits for domestic and international withdrawals or purchases. For example, with a Yes Bank World Debit Card, you can enjoy a domestic and international cast withdrawal limit of Rs.

With the same card, you can make domestic purchases up to Rs. A: The cards come with an EMV chip which cannot be copied or cloned.